| Many investments have a twofold purpose. They | | | | rare books |
| generate income and they increase in value. In | | | | - pension funds and such like including savings and |
| other words, if you invest a lump sum you get | | | | deposit account |
| regular small payments of some kind and the | | | | - inventions and new product development |
| actual value of the capital itself increase, i.e. the | | | | - ideas and people |
| lump sum gets bigger. | | | | - theatre shows, films, TV programme |
| Let's suppose you invest in property. In an ideal | | | | development |
| world you should be able to rent it out, thus | | | | And it doesn't have to be just plain old |
| providing the regular small payments in the form | | | | investment. There is also: |
| of rental income, and the value of the property | | | | - sponsorship such as race cars, football teams |
| should go up also, so your capital increases in | | | | etc. to raise brand awareness |
| value over time. | | | | - angelic capital - you invest in people and ideas in |
| Likewise shares should pay out dividends and | | | | an altruistic way rather than purely as a |
| should be worth more than you bought them for | | | | money-making venture. |
| when you come to sell some time later. You get | | | | Remember that investments of any sort are a |
| the idea. And notice I say "should" rather than | | | | form of gambling no matter which way you look |
| "will" - nothing is certain in this game. | | | | at it. And that you can lose. |
| You can of course invest in pretty well anything | | | | On the other hand, investing in a broad range of |
| you want: | | | | low risk investments can still net returns worth |
| - company shares | | | | having. |
| - fine wines, paintings, krugerrands, classic cars, | | | | |