Kids and Money - Why Is It So Hard?

We learn so many things as we grow up. Weexpanding exponentially.
learn how to walk, talk, and get away with notWith the right knowledge and attitudes, today's
doing our homework. We learn how to playkids can capture their share of that opportunity,
complicated games, many of them involvingand set themselves up for life.
pretend money.So, why isn't everyone doing it?
So, why is it so hard for us to learn how toBecause not everyone's parents have the right
manage money?knowledge and attitudes to pass along to their
Why do so many people struggle to make endskids. Some of those who have the knowledge
meet, even on reasonably high incomes?and attitudes are still setting themselves up in life,
Why do so few people manage to provideworking long hours, and find it difficult to break
sufficiently for themselves in retirement?the knowledge down into terms their kids can
It's not rocket science. We know what it takes.understand.
And there are some people doing it. So why isn'tWhat can we do about it?
basic money management as widely understoodAs parents, we need to be conscious that financial
as basic geometry?education ranks up there with education about
Imagine what life would be like if making moneynutrition, health, and communication. We must
came as easily and naturally as riding a bike oreducate ourselves, so that we can educate our
tying your shoelaces. Imagine graduating highchildren.
school with a permanent, secure, passive incomeThere are many places to go on the web to get
already in place. You wake each the morning tothat vital financial education.
find more money has appeared in your accountThe Cash Smart Kids program ( provides lessons
overnight! If you want to travel, you do. If youfor the kids, plus additional reference material for
want to paint, write, or do any other creativetheir parents.
activity, you do. You choose your occupationThe Rich Dad website ( is rich in content, and
based on what you love to do, not the burden ofcontains information about the Cashflow series of
having to pay the bills. You have all the time youeducational board games.
need to socialise with your family and friends, toThere are numerous e-Books, ezine articles, and
stay in shape, and to practice your spirituality.offline financial publications with an online presence.
This world is not a pipe-dream. It's not unrealistic.And, of course, there are dozens of relevant
The world is alive with opportunity, more so nowbooks in your local book store.
than ever before, and the opportunity is